Who writes it, what it is based on, how mistakes get fixed, and where the money comes from.
Last updated August 2026
Everything published on Clearpath is written or reviewed by Oluwaseun Busayo Amusan, the founder. He works in financial technology and has spent years building consumer finance products, most recently at YALO Technologies.
There is no anonymous content team. If something is published here, a named person stands behind it.
Factual claims are grounded in publicly available material from established sources. In practice that usually means the Consumer Financial Protection Bureau, the Federal Trade Commission, the Federal Reserve, and the National Foundation for Credit Counseling.
Sources are listed at the bottom of each article rather than buried. If a claim cannot be supported, it does not go in.
Where an article uses a worked example, we say plainly whether it is illustrative. Several guides walk through scenarios with specific balances and timelines. Those are constructed to demonstrate how a method works, not presented as real people.
We do not invent customer testimonials, and we do not present hypothetical outcomes as though someone actually experienced them. That distinction matters more in personal finance than in most subjects, because people make real decisions based on what they read.
Financial information ages. Rates move, rules change, and best practice shifts. Articles are reviewed periodically and updated when something is no longer accurate.
Where an article has been meaningfully revised, the updated date at the top reflects it.
Clearpath is funded by display advertising through Google AdSense. That is it.
Advertising does not influence what gets written. We do not accept payment for favourable coverage, we do not run sponsored posts dressed as guides, and no advertiser sees an article before it publishes.
Where we link out to another resource, it is because it is genuinely useful. Those are not paid placements.
If something here is wrong, we would rather fix it visibly than quietly leave it. Errors get corrected as soon as they are confirmed.
To report one, email hello@clearpath.click with the article name and what you think is incorrect. It goes straight to the person who wrote it.
Clearpath publishes educational information and provides planning tools. It is not financial, legal, or tax advice, and it is not a substitute for talking to someone qualified who knows your full situation.
The calculator produces estimates based on what you enter. Real outcomes vary because life does. Treat the output as a planning target, not a promise.