Disclaimer
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The information and tools provided on Clearpath (clearpath.lifestyle) are for general educational and informational purposes only. By using this site, you acknowledge and agree to the terms of this disclaimer.
Not financial advice
Clearpath is not a bank, lender, financial advisor, or licensed financial professional. Nothing on this site constitutes financial, investment, tax, legal, or accounting advice, and nothing here should be treated as a personalized recommendation for your situation. The debt snowball tracker and any other calculators are simple planning tools, not a substitute for advice from a qualified professional who understands your full financial circumstances.
Estimates, not guarantees
Our tools produce estimates based only on the figures you enter. To keep the calculations simple, they make assumptions — for example, that interest rates stay fixed, that you make consistent payments, and that no new debt is added. Real life rarely works that neatly. Your actual payoff timeline, interest paid, and results will differ, sometimes significantly. Interest rates, fees, and lender terms vary and change over time.
Make your own decisions
Any action you take based on the information or tools on this site is strictly at your own risk. Before making significant financial decisions — consolidating debt, refinancing, or changing how you pay down what you owe — please consult a qualified financial advisor, credit counselor, or other appropriate professional.
Third-party links and ads
This site may contain advertisements and links to third-party websites or products. We are not responsible for the content, accuracy, or practices of any third-party sites. Some links may be affiliate links, meaning we may earn a commission if you make a purchase, at no extra cost to you. The presence of an ad or link does not constitute an endorsement, and it never affects the results our tools give you.
No warranties
This site and its tools are provided "as is" without warranties of any kind, express or implied. While we work to keep everything accurate and functioning, we do not guarantee that the site will be error-free, uninterrupted, or that calculations are free from mistakes. To the fullest extent permitted by law, Clearpath is not liable for any loss or damage arising from your use of, or reliance on, this site.
Contact
Questions about this disclaimer? Email info@clearpath.lifestyle.