Free · Private · No signup

Take the clear path with your money.

Simple, free tools that help you plan your way out of debt and build money habits that actually stick. Nothing you enter ever leaves your device.

Our tools

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Live now

Debt Snowball Tracker

Enter your debts and instantly see your debt-free date, total interest, and a printable month-by-month payoff plan. Compare snowball vs avalanche in one tap.

Open the tracker →
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Coming soon

Mortgage Decision Lab

Work out whether buying really beats renting for your situation — factoring in the costs most calculators quietly ignore.

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Coming soon

Family Money Tracker

A simple shared space for allowances, savings goals, and teaching kids good money habits — built for the whole family.

Why Clearpath

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Truly private

Our tools run entirely in your browser. Your numbers are never uploaded, stored, or sold.

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Always free

No subscriptions, no paywalls, no account required. Just open a tool and use it.

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Works everywhere

Designed mobile-first, so it works just as well on your phone as your laptop.

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Actually useful

Built to help you make a real decision or a real plan — not to sell you something.